> For the complete documentation index, see [llms.txt](https://omarapay.gitbook.io/omarapay/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://omarapay.gitbook.io/omarapay/product-and-services.md).

# Product & Services

{% tabs %}
{% tab title="OmaraPay Wallet" %}
Omarapay Wallet is a custodial wallet that enables users to store virtual currency and cryptocurrencies. Crypto Assets exist on the Blockchain and the price is dictated based on market speculations and prices. There is no physical manifestation of cryptocurrencies.

Omarapay wallet provides a user interface to validate the account balance based on the asset held under custody and the application is permitted to provide the transactional-based functionality to conduct the transactions requested by the account holder.\
\
OmaraPay Wallet Functionality

●       Management of virtual assets. Send and Receive payments and cryptocurrencies directly to their account.

●       Swap Facility. Instant Swap and exchange of any currency.

●       Peer to Peer Transfer. Instantly transfer funds thru email or SMS.

●       Virtual Bank. banking interface that is connected thru third-party bank operators.

●       Bill Payments. Connect and Pay bills through the wallet application.

●       Scan to Pay. Scan and Pay any Omara Pay verified merchants.

●       Merchant Account. Merchants can easily integrate QR code payments into any online or offline business.

●       Debit Card Issuance. Virtual and Physical Cards can be used across all payment centers, online transactions, and ATM kiosks.<br>
{% endtab %}

{% tab title="OmaraPay Swap Facility" %}
Omarapay will provide a user interface connected thru third-party exchange to facilitate the sale and exchange of virtual currencies (cryptocurrencies) and the sale (exchange) of FIAT currencies (foreign exchange) using the online service located in the domain under at HTTPS[://](https://www.swapmena.com)[www.swapmena.com](https://www.swapmena.com)  The intended activity will be carried out in this fields:\
\
●       Providing the facility of accepting and receiving virtual currencies, digital currencies, and foreign exchange conversion using the API Integration to get the aggregated fees on the following website at <https://binance.com>.

●       Providing the facility of storing virtual currencies, and digital currencies in the fully verified user’s account and allowing the users to convert virtual currencies to the local currency of their choice.

●       Enabling the business, and merchants to accept cryptocurrency, virtual currencies as an option for point of acceptance.

● Payment processing facility for businesses that reduces the risk of volatility of accepting any form of cryptocurrencies by issuing a stable currency conversion.\
\
The OmaraPay has exclusive rights to the internet domain at [https://www.](https://www.omarapay.com)[omarapay](https://www.omarapay.com)[.](https://www.omarapay.com)[com](https://www.omarapay.com)

where the fully functional software and technical infrastructure enabling the start and conduct of the intended activity both as part of the on-line and stationary verified merchants using a partner network of stationary exchange offices.<br>
{% endtab %}

{% tab title="OmaraPay Web Commerce" %}
Business owners have the option to select which payment integration they need and customize the application base on their requirements and a monthly subscription cost is deducted directly from their transaction every month.

&#x20;

Advantages of OmaraPay Web Commerce

&#x20;

●       Business owners don't require to have experience in adding the software to their website.

●       Low Maintenance cost and easy-to-manage payment dashboard that will monitor their transaction history.

●       Ability to receive crypto payments as an option and instant conversion to the local currency of their choice.
{% endtab %}
{% endtabs %}


---

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